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Buy what you love now and pay later with PayPal

Pay Later options offer flexibility to break payments up over weeks or months.
PayPal Pay in Four.

Interest-free, bi-weekly payments

Available for qualifying purchases of $30- $1,500.
See terms at PayPal
PayPal Pay Monthly.

Spread payments up to 24 months

Available for qualifying purchases of $49-$10,000.
See terms at PayPal

How it works

No late fees or sign-up fees

Choose the offer that works best for you.

A decision in seconds

If approved, complete the purchase with your Pay Later option.

Pay with the PayPal app or online

Easily manage payments with autopay.

Checkout securely

Trust PayPal to help keep your transaction secure.

What to do at checkout

Step 1: Change your payment method

At checkout, select “Change” to modify your saved Payment method. New customers can skip to Step 3.
Feature-Flexible-Payments-Payment-Method
Feature-Flexible-Payments-Choose-A-Different-Way-To-Pay

Step 2: Select “Choose a different way to pay”

Even if you’ve saved PayPal in your payment methods, you still need to choose a different way to pay.

Step 3: Choose a way to pay

Select “Flexible payments.”
Feature-Flexible-Payments-Choose-A-Way-To-Pay

Step 4: Select PayPal Pay Later or Pay Now

You’ll be redirected to PayPal to complete your purchase and manage your payments.

Surface deals

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Xbox consoles

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Xbox accessory deals

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Frequently asked questions

  • PayPal Pay Later options enable customers to buy now and pay later. See the “Learn more” links above to explore more about the options.

  • If your purchase at Microsoft Store is not completed, you will not be charged.

  • PayPal purchases show up in the Payments section under Payment Options.

  • Microsoft Store’s refund policy applies to purchases, including purchases made using PayPal. Learn more about returning items you bought from Microsoft Store for exchange or refund. If you need to return your physical product (excluding Surface Hub, HoloLens, and Windows DevKit) after your purchase, and are within the 60-day return policy, you will be refunded just as you would with a regular credit card.

  • Yes, if you request the price adjustment on your physical product within 60 days of your delivery date, and otherwise meet the terms of the Microsoft Store Price Promise, you’re eligible for a price adjustment. You’ll need to contact Microsoft Store Sales and Support with your order number to receive your adjustment.

  • PayPal Pay Later options can be used for gift cards, but not for one-time paid or recurring subscriptions at Microsoft Store.

Why buy from Microsoft Store

Love it, or return it

60-day free returns on physical products when you shop with Microsoft.
Learn about 60-day free returns

Find a better price?

If we drop the price of a physical product or you find it lower at an eligible retailer within 60 days, we'll give you a one-time price match.
Learn about 60-day price protection

Complete coverage, without compromise

Get coverage on accidental damage for up to four years. Shop smarter with Microsoft Complete and get technical support as well.
Learn about Microsoft Complete

Cash out when you trade in

When you trade in an eligible device, you get cash back and your device is recycled.
Learn about trade-ins
Learn about all the benefits of shopping at Microsoft Store​

  • Discounts: Supplies limited. Actual savings depends on product availability.

    Price protection: Microsoft Store Price Adjustment: Valid on purchases of qualifying new or refurbished consumer and commercial physical products made at Microsoft Store and Microsoft Experience Centers in select markets for 60 days from the date product is received. Eligible Retailer Price Adjustment: Valid on purchases of qualifying new consumer physical products from Microsoft Store and Microsoft Experience Centers in select markets for 60 days from the date product is received. Excludes commercial and refurbished products. An Eligible Retailer Price Adjustment cannot be requested at time of purchase. Microsoft reserves the right to verify an eligible retailer’s advertised price and availability of the product. The product sold by the eligible retailer must be identical to the product sold by Microsoft and must be in stock for purchase at the eligible retailer at the reduced price. Exclusions apply. Both price adjustments: Price Adjustment must be requested within 60 days after the customer receives the product and cannot be completed at time of purchase. Customer is eligible only if the product is in stock for purchase at Microsoft Store or a Microsoft Experience Center. Customer must contact Microsoft to request the adjustment. For purchases from Microsoft Store, contact Microsoft Store Sales and Support with your Microsoft Account information and any other information requested by a representative. For purchases from a Microsoft Experience Center, you must return to the location with your receipt. Limit 1 price adjustment total per product. Excludes Surface Hub, HoloLens, and Windows DevKit. See Microsoft Store Price Protection for full terms and full list of eligible retailers
  • ​Returns: Available with eligible physical products purchased from Microsoft Store online and Microsoft Experience Centers in select markets. Return process must be started within 60 days after customer receives the product. Limit 5 product returns per eligible customer purchase. Excludes Surface Hub, HoloLens, and Windows DevKit. Applicable return policy applies. For purchases made at Microsoft Store, see applicable Microsoft Terms of Sale for more information. For purchases made at a Microsoft Experience Center, see receipt for more information. Microsoft reserves the right to modify or discontinue offers at any time.​

  • Trade-In: Available only through the Microsoft Store online in the United States. Offer valid for reimbursements after trade in of a qualifying device (PC, laptop, mobile phone, tablet, or video game console). To be eligible for trade in, (i) you must own the qualifying device, (ii) the device must power on, (ii) the battery must hold a charge (the device must not be required to be plugged in to operate), and (iv) the device must be in fully-functional, working condition and not have broken or missing components, a cracked display or screen, liquid damage, modification(s) or the device warranty seal broken. The device cannot be password protected and must include its original chargers, accessories, and hard drive. Customer must mail in the qualifying trade-in device to be eligible for reimbursement. Devices determined to not meet eligibility criteria may be shipped back to the customer or recycled. Recycled devices are not eligible for cash back. All trade-ins are final. Cannot be transferred or otherwise redeemed for cash or gift cards, or credit towards other devices or products. May not be combined with other offers. Microsoft reserves the right to modify or discontinue offers at any time.

    This offer is operated by Teladvance, LLC and is not sponsored by Microsoft. Any appraised value will be determined at trade in and provided by Teladvance. All trade-ins and reimbursements are subject to Teladvance’s sole discretion and approval.