How to Choose a New Credit Card
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How to choose a new credit card

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7 Smart Steps To Choosing The Right Credit Card
Credit card tips for beginners! If you've never had a credit card before, here's what you should consider! Make sure to use credit responsibly so you don't end up in credit card debt (especially at a young age!) Make sure the credit card you get is suited for your lifestyle and offers rewards that are meaningful to you. As a beginner, however, you may not qualify for some of the more enticing credit card offers. So, start with a beginner card like the Discover It! 💳 If you want to open a Discover It, head to the link in my bio to check it out!
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Authorized User👇🏻 ➡️An authorized user is someone who's been added to a credit card account by the card's owner. ➡️ The authorized user can make purchases with the credit card as if it were their own. ➡️ Being added as an authorized user on another person's card may help you establish a credit history or build your credit. 🚨Yet cardholders poor credit, or late/missed payments will be added to both parties' credit reports, so it's important that you only do this for your kids if you have a good credit score & history! FOLLOW @realaddisonjarman for all the ways to make & save $$ 🤑
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Treat your credit card 💳 like a debit card by making multiple payments in a month and also having autopay turned on! Here's ⬇️ how to make money off the rewards and ✈️ travel for free. SAVE 🔖 this post to learn about credit scores and #cheaptravel. Please note, if you need a crucial loan soon (such as, mortgage), I would not apply for credit cards (due to possible hard inquiries that the lender might ding you for). 1) Set up autopay and/or still pay your credit card multiple times in a month. 2) Paying your credit card before the statement closing date reduces the total balance the card issuer reports to the credit bureaus. This then lowers your credit utilization, which will help increase your credit score for that month. Here's what makes up your #CreditScore ⬇️ Payment History
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