How to Make a Credit Card Sign
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How to make a credit card sign

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Credit Cards Aren't Free Money!
 

Treat your credit card 💳 like a debit card by making multiple payments in a month and also having autopay turned on! Here's ⬇️ how to make money off the rewards and ✈️ travel for free.

SAVE 🔖 this post to learn about credit scores and #cheaptravel. Please note, if you need a crucial loan soon (such as, mortgage), I would not apply for credit cards (due to possible hard inquiries that the lender might ding you for).

1) Set up autopay and/or still pay your credit card multiple times in a month.

2) Paying your credit card before the statement closing date reduces the total balance the card issuer reports to the credit bureaus. This then lowers your credit utilization, which will help increase your credit score for that month.

Here's what makes up your #CreditScore ⬇️

Payment History
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This contains: WHEN you pay your credit card bill is just as important as HOW MUCH‼️ waiting until the payment due
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Credit card tips for beginners!  If you've never had a credit card before, here's what you should consider! Make sure to use credit responsibly so you don't end up in credit card debt (especially at a young age!)  Make sure the credit card you get is suited for your lifestyle and offers rewards that are meaningful to you. As a beginner, however, you may not qualify for some of the more enticing credit card offers. So, start with a beginner card like the Discover It!  💳 If you want to open a Discover It, head to the link in my bio to check it out!
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