​
Skip to content
Please fill out this field.
  • Newsletters
  • Please fill out this field.
    • News
      News
      • Markets
      • Companies
      • Earnings
      • CD Rates
      • Mortgage Rates
      • Economy
      • Government
      • Crypto
      • Live Markets News
      • Personal Finance
      • View All
    • Investing
      Investing
      • Stocks
      • Cryptocurrency
      • Bonds
      • ETFs
      • Options and Derivatives
      • Commodities
      • Trading
      • Automated Investing
      • Brokers
      • Fundamental Analysis
      • View All
    • Simulator
      Simulator
      • Login / Portfolio
      • Trade
      • Research
      • My Games
      • Leaderboard
    • Banking
      Banking
      • Savings Accounts
      • Certificates of Deposit (CDs)
      • Money Market Accounts
      • Checking Accounts
      • View All
    • Personal Finance
      Personal Finance
      • Budgeting and Saving
      • Personal Loans
      • Insurance
      • Mortgages
      • Credit and Debt
      • Student Loans
      • Taxes
      • Credit Cards
      • Financial Literacy
      • Retirement
      • View All
    • Economy
      Economy
      • Government and Policy
      • Monetary Policy
      • Fiscal Policy
      • Economics
      • View All
    • Reviews
      Reviews
      • Best Online Brokers
      • Best Crypto Exchanges
      • Best Savings Rates
      • Best CD Rates
      • Best Life Insurance
      • Best Mortgage Rates
      • Best Robo-Advisors
      • Best Personal Loans
      • Best Debt Relief Companies
      • View All
    • Newsletters
    Follow Us
    • News
      • Markets
      • Companies
      • Earnings
      • CD Rates
      • Mortgage Rates
      • Economy
      • Government
      • Crypto
      • Live Markets News
      • Personal Finance
      • View All
    • Investing
      • Stocks
      • Cryptocurrency
      • Bonds
      • ETFs
      • Options and Derivatives
      • Commodities
      • Trading
      • Automated Investing
      • Brokers
      • Fundamental Analysis
      • View All
    • Simulator
      • Login / Portfolio
      • Trade
      • Research
      • My Games
      • Leaderboard
    • Banking
      • Savings Accounts
      • Certificates of Deposit (CDs)
      • Money Market Accounts
      • Checking Accounts
      • View All
    • Personal Finance
      • Budgeting and Saving
      • Personal Loans
      • Insurance
      • Mortgages
      • Credit and Debt
      • Student Loans
      • Taxes
      • Credit Cards
      • Financial Literacy
      • Retirement
      • View All
    • Economy
      • Government and Policy
      • Monetary Policy
      • Fiscal Policy
      • Economics
      • View All
    • Reviews
      • Best Online Brokers
      • Best Crypto Exchanges
      • Best Savings Rates
      • Best CD Rates
      • Best Life Insurance
      • Best Mortgage Rates
      • Best Robo-Advisors
      • Best Personal Loans
      • Best Debt Relief Companies
      • View All
    • Top Stories
    • This Famous Short Seller Is Betting Against AI
    • Here's the Average Income for 35–44-Year-Olds
    • This Bank Can Help Lower Your Phone Bill
    • Here's the Average Salary for People in Transition
    Table of Contents
    Table of Contents
    • What Is SEC Form 4?
    • Insider Trading Requirements
    • Related SEC Forms
    • Filing SEC Form 4
    • Case Study
    • The Bottom Line

    SEC Form 4 Explained: Changes in Insider Beneficial Ownership

    By
    The Investopedia Team
    Investopedia logo
    Full Bio
    Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed.
    Learn about our editorial policies
    Updated September 12, 2025
    Reviewed by Julius Mansa
    Fact checked by
    Suzanne Kvilhaug
    Suzanne Kvilhaug
    Fact checked by Suzanne Kvilhaug
    Full Bio
    See More

    Suzanne is a content marketer, writer, and fact-checker. She holds a Bachelor of Science in Finance degree from Bridgewater State University and helps develop content strategies.

    Learn about our editorial policies

    What Is SEC Form 4: Statement of Changes in Beneficial Ownership?

    Whenever company insiders, like directors and officers or shareholders with over 10% ownership, alter their stock holdings, they must file SEC Form 4 with the SEC. This form provides details on their relationship to the company and documents purchases and sales of equity shares, ensuring transparency and compliance with federal securities regulations.

    Key Takeaways

    • SEC Form 4 must be filed within two business days for any insider's material change in stock holdings.
    • Company insiders include directors, officers, and significant shareholders who own 10% or more of a company's stock.
    • Failing to file Form 4 can lead to civil or criminal penalties.
    • SEC Form 4 is filed electronically via the EDGAR system, but exceptions may be made in cases of hardship.
    • Related forms include Form 3 for initial acquisitions and Form 5 for late reporting of transactions.

    Deep Dive Into SEC Form 4: Insider Trading Requirements

    There are multiple SEC forms that are associated with the ownership of stocks or securities for publicly-traded companies. SEC Form 4 is one of three forms often required by the SEC.

    Form 3

    Individuals file Form 3 when they first acquire a stock and are registering the securities for the first time. The form must be filed within 10 days of the individual becoming an officer, director, or beneficial owner at the company.

    Form 4

    Form 4 is required to be filed by a company or the individual at the company when there is a change in the holdings of company insiders. Form 4 must be filed with the SEC within two days of the transaction. Form 4 is a two-page document, which covers any buy-and-sell orders, as well as the exercise of company stock options.

    Options are contracts that give the holder the right, but not the obligation to buy or sell a stock at a certain price, and by a specific date. Options are often awarded to executives and directors of companies as part of the employee incentive plan. The SEC is able to use the information in SEC Form 4 when referring a case to other governmental authorities and self-regulatory organizations (SROs).

    Form 5

    Form 5 is filed if a person conducted a trade of the company's stock but failed to report it via Form 4. Form 5 allows the individual 45 days following the close of the company's fiscal year.

    The SEC is able to use the information in SEC Form 4 when referring a case to other governmental authorities and self-regulatory organizations (SROs). If a party fails to disclose the required information on Form 4, civil or criminal actions could result.

    Related SEC Forms for Insider Ownership Transparency

    Several other forms are critical to maintaining transparency and recording the actions of public company executives, officers, and directors. These include the annual report filed via a 10-K and the quarterly report filed via a 10-Q.

    If a company is issuing stock for the first time, they must file Form S-1, and if any amendments must be made, they file Form S-1A. The 8-K is filed when there are unscheduled material events or corporate changes. Schedule 13D informs the SEC when an entity acquires more than 5% of the stock of a public company.

    Important

    The SEC has the capacity to use information disclosed on Form 4 in investigations or litigation involving federal securities laws, in addition to other civil, criminal, or regulatory statutes or provisions.

    Filing SEC Form 4

    Generally, parties file Form 4 electronically through the Commission's EDGAR system. Exceptions can occur during hardship. It is mandatory within two business days starting from the end of the day the material transaction occurred.

    Here is a link to a downloadable SEC Form 4: Statement of Changes in Beneficial Ownership.

    Case Study: Elon Musk’s SEC Form 4 Filing

    In February 2020, Elon Musk, the Chief Executive Officer (CEO) of the publicly-traded company Tesla Inc. (TSLA), filed SEC Form 4 as an individual. Below is a copy of the Form 4 as well as the details of the transaction, which was obtained via the SEC's EDGAR system.

    • Section 1 contains the reporting person's name, which was Elon Musk, and the address for the company.
    • Section 2 has the company name of Tesla Inc.
    • Section 3 contains the transaction date of February 14, 2020.

    Table 1

    • Section 1 contains the type of security, which was common stock.
    • Section 4 contains the number of shares, the action taken (whether the shares were acquired or disposed of), and the price at which the shares were bought or sold.

    The SEC Form 4 shows that Elon Musk purchased 13,037 shares at a price of $767, which left Mr. Musk with a total number of shares owned of 34,098,597 following the purchase (section 5).

    SEC Form 4 Example Elon Musk CEO of Tesla Inc.
    SEC Form 4 Example Elon Musk CEO of Tesla Inc. Investopedia

    The Bottom Line

    SEC Form 4 is a critical document that insiders of publicly traded companies must file with the Securities and Exchange Commission (SEC) when there's a significant change in their holdings. This ensures transparency and compliance with federal securities laws.

    The form must be filed within two business days after the transaction, detailing the nature of the transaction and changes in ownership. Failure to file or disclose accurate information can result in civil or criminal consequences.

    Companies and their insiders should utilize the SEC's Electronic Data Gathering, Analysis, and Retrieval (EDGAR) system to file this form to meet the mandatory compliance requirements efficiently. Understanding these requirements, along with related forms like Form 3 and Form 5, can prevent legal issues and uphold investor trust.

    Article Sources
    Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.
    1. U.S. Securities and Exchange Commission. "Form 4." Page 1.

    2. U.S. Securities and Exchange Commission. "Forms 3, 4, 5."

    3. U.S. Securities and Exchange Commission. "Form 3."

    4. U.S. Securities and Exchange Commission. "Form 4." Page 1-2.

    5. U.S. Securities and Exchange Commission. "Form 5." Page 1-2.

    6. U.S. Securities and Exchange Commission. "Form 8-K."

    7. U.S. Securities and Exchange Commission. "Form 4." Page 2.

    8. U.S. Securities and Exchange Commission. "Edgar Search Results for Elon Musk."

    The offers that appear in this table are from partnerships from which Investopedia receives compensation. This compensation may impact how and where listings appear. Investopedia does not include all offers available in the marketplace.
    Popular Accounts from Our Partners
    Read more
    • Investing
    • Laws & Regulations
    • SEC
    • Operations Forms
    Partner Links
    Take the Next Step to Invest
    The offers that appear in this table are from partnerships from which Investopedia receives compensation. This compensation may impact how and where listings appear. Investopedia does not include all offers available in the marketplace.

    Related Articles

    Abstract mirror building texture
    SEC Form 6-K: Overview, Requirements, Examples
    Understanding Asset Management: Ethics, Risk Management, and Compliance
    Finance
    Understanding the Office of Thrift Supervision (OTS) and Its Impact
    A man sitting outdoors at a restaurant table using a cell phone with the Prambanan temple in the background.
    How Non-U.S. Citizens Can Easily Invest in U.S. Stocks
    Understanding the Five Percent Rule: Guideline for Brokerage Commissions
    Full disclosure
    Full Disclosure Explained: Transparency in Business Transactions
    Hand of a Stockbroker Buying and Selling Shares Online
    Understanding Churning in Finance: Definition, Types, and Prevention
    A woman working on a laptop and writing on a document while in a private jet
    Accredited Investor Requirements: Qualify and Invest Privately
    SEC Regulation D (Reg D): A provision allowing some companies to sell securities without registering with the Securities and Exchange Commission.
    SEC Regulation D Explained: Key Exemptions, Rules & Benefits
    Young Woman on Laptop in Office
    SEDAR: Canada's Comprehensive Electronic Filing System for Securities
    Capital Requirements: Regulatory standards that determine how much liquid capital banks must hold for a certain level of assets.
    Understanding Capital Requirements: Key Definitions and Examples
    Skyscrapers at New York Stock exchange, view from below
    Master SEC Form S-3: Filing Process, Benefits & Key Requirements
    Hands on a laptop keyboard
    Understanding Rule 10b-5: Securities Fraud Prevention and Compliance
    Wall Street sign and the New York Stock Exchange building
    Key U.S. Agencies Regulating Financial Institutions and Markets
    Calculate How Much Cost or Spending Have With Credit Cards
    Chapter 11 Bankruptcy: Impact on Shareholder Equity Explained
    Two business people calculate their business in the office.
    Comprehensive Guide to Call Reports in Banking: Key Facts & Benefits
    Investopedia
    Newsletter Sign Up
    Follow Us
    • News
    • Investing
    • Simulator
    • Banking
    • Personal Finance
    • Economy
    • Reviews
    • Dictionary
    • About Us
    • Editorial Process
    • Careers
    • Contact Us
    • Privacy Policy
    • Terms of Service
    • Advertise
    • #
    • A
    • B
    • C
    • D
    • E
    • F
    • G
    • H
    • I
    • J
    • K
    • L
    • M
    • N
    • O
    • P
    • Q
    • R
    • S
    • T
    • U
    • V
    • W
    • X
    • Y
    • Z
    Investopedia is part of the People Inc. publishing family.
    Newsletter Sign Up
    Newsletter Sign Up
    By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts.