Nearly a quarter of consumers using buy-now-pay-later loans now finance their grocery purchases, representing a significant increase from 14% a year ago, according to a recent LendingTree survey. The shift marks a departure from the traditional use of these short-term financing services for big-ticket items like electronics and furniture toward everyday essentials including groceries, utility bills, and streaming services.

The BNPL market has experienced dramatic growth, expanding from $2 billion in consumer purchases in 2019 to more than $116.3 billion by 2023. Morgan Stanley found that 28% of surveyed Americans had used BNPL services with about 30% of those users applying the financing to grocery purchases. Food prices have risen 28% since 2020, creating particular pressure on lower-income households earning less than $50,000 annually, who represent the largest user base for these services.

An anonymous reader quotes a report from TechCrunch: My wife taught me something," Klarna CEO Sebastian Siemiatkowski told the crowd at London SXSW. He was addressing the headlines about the company looking to hire human workers after previously saying Klarna used artificial intelligence to do work that would equate to 700 workers. "Two things can be true at the same time," he said. Siemiatkowski said it's true that the company looked to stop hiring human workers a few years ago and rolled out AI agents that have helped reduce the cost of customer support and increase the company's revenue per employee. The company had 5,500 workers two years ago, and that number now stands at around 3,000, he said, adding that as the company's salary costs have gone down, Klarna now seeks to reinvest a majority of that money into employee cash and equity compensation.

But, he insisted, this doesn't mean there isn't an opportunity for humans to work at his company. "We think offering human customer service is always going to be a VIP thing," he said, comparing it to how people pay more for clothing stitched by hand rather than machines. "So we think that two things can be done at the same time. We can use AI to automatically take away boring jobs, things that are manual work, but we are also going to promise our customers to have a human connection."

Japan-based Ispace confirmed its Resilience lander likely crashed during its second failed attempt at a lunar landing, after a sensor malfunction prevented proper deceleration. Despite the setback, the company remains committed to future missions, with funding secured for a third attempt using a new lander, Apex 1.0, scheduled for 2027. "Until then, Ispace has its work cut out for it," reports CNN. "[Ispace CEO and founder Takeshi Hakamada] said during the news briefing he will need to work to regain the trust of investors, and the company will need to deeply investigate what went wrong on the Resilience mission to ensure similar issues don't plague Apex 1.0."

The company has ambitious "plans to eventually build a city on the lunar surface that would house a thousand people and welcome thousands more for tourist visits," notes ABC News. "If ispace is going to establish a colony on the moon, it will need to identify an ample supply of ice or water, which it will convert into fuel for a future lunar fueling station. The ability to produce fuel on the moon will enable the company to transport people back and forth between the Earth and the moon."

An anonymous reader quotes a report from KrebsOnSecurity: Ukraine has seen nearly one-fifth of its Internet space come under Russian control or sold to Internet address brokers since February 2022, a new study finds. The analysis indicates large chunks of Ukrainian Internet address space are now in the hands of shadowy proxy and anonymity services that are nested at some of America's largest Internet service providers (ISPs). The findings come in a report that examines how the Russian invasion has affected Ukraine's domestic supply of Internet Protocol Version 4 (IPv4) addresses. Researchers at Kentik, a company that measures the performance of Internet networks, found that while a majority of ISPs in Ukraine haven't changed their infrastructure much since the war began in 2022, others have resorted to selling swathes of their valuable IPv4 address space just to keep the lights on.

For example, Ukraine's incumbent ISP Ukrtelecom is now routing just 29 percent of the IPv4 address ranges that the company controlled at the start of the war, Kentik found. Although much of that former IP space remains dormant, Ukrtelecom told Kentik's Doug Madory they were forced to sell many of their address blocks "to secure financial stability and continue delivering essential services." "Leasing out a portion of our IPv4 resources allowed us to mitigate some of the extraordinary challenges we have been facing since the full-scale invasion began," Ukrtelecom told Madory.

Madory found much of the IPv4 space previously allocated to Ukrtelecom is now scattered to more than 100 providers globally, particularly at three large American ISPs -- Amazon (AS16509), AT&T (AS7018), and Cogent (AS174). Another Ukrainian Internet provider -- LVS (AS43310) -- in 2022 was routing approximately 6,000 IPv4 addresses across the nation. Kentik learned that by November 2022, much of that address space had been parceled out to over a dozen different locations, with the bulk of it being announced at AT&T. Ditto for the Ukrainian ISP TVCOM, which currently routes nearly 15,000 fewer IPv4 addresses than it did at the start of the war. Madory said most of those addresses have been scattered to 37 other networks outside of Eastern Europe, including Amazon, AT&T, and Microsoft.

Ars Technica's Kyle Orland reports: Last month, ahead of the launch of the Switch 2 and its GameChat communication features, Nintendo updated its privacy policy to note that the company "may also monitor and record your video and audio interactions with other users." Now that the Switch 2 has officially launched, we have a clearer understanding of how the console handles audio and video recorded during GameChat sessions, as well as when that footage may be sent to Nintendo or shared with partners, including law enforcement. Before using GameChat on Switch 2 for the first time, you must consent to a set of GameChat Terms displayed on the system itself. These terms warn that chat content is "recorded and stored temporarily" both on your system and the system of those you chat with. But those stored recordings are only shared with Nintendo if a user reports a violation of Nintendo's Community Guidelines, the company writes.

That reporting feature lets a user "review a recording of the last three minutes of the latest three GameChat sessions" to highlight a particular section for review, suggesting that chat sessions are not being captured and stored in full. The terms also lay out that "these recordings are available only if the report is submitted within 24 hours," suggesting that recordings are deleted from local storage after a full day. If a report is submitted to Nintendo, the company warns that it "may disclose certain information to third parties, such as authorities, courts, lawyers, or subcontractors reviewing the reported chats." If you don't consent to the potential for such recording and sharing, you're prevented from using GameChat altogether.

Nintendo is extremely clear that the purpose of its recording and review system is "to protect GameChat users, especially minors" and "to support our ability to uphold our Community Guidelines." This kind of human moderator review of chats is pretty common in the gaming world and can even apply to voice recordings made by various smart home assistants. [...] Overall, the time-limited, local-unless-reported recordings Nintendo makes here seem like a minimal intrusion on the average GameChat user's privacy. Still, if you're paranoid about Nintendo potentially seeing and hearing what's going on in your living room, it's good to at least be aware of it.

UK tech job openings have surged 21% to pre-pandemic levels, driven largely by a 200% spike in demand for AI skills. London accounted for 80% of the AI-related postings. The Register reports: Accenture collected data from LinkedIn in the first and second week of February 2025, and supplemented the results with a survey of more than 4,000 respondents conducted by research firm YouGov between July and August 2024. The research found a 53 percent annual increase in those describing themselves as having tech skills, amounting to 1.69 million people reporting skills in disciplines including cyber, data, and robotics. [...]

The research found that London-based companies said they would allocate a fifth of their tech budgets to AI this year, compared to 13 percent who said the same and were based in North East England, Scotland, and Wales. Growth in revenue per employee increased during the period when LLMs emerged, from 7 percent annually between 2018 and 2022 to 27 percent between 2018 and 2024. Meanwhile, growth in the same measure fell slightly in industries less affected by AI, such as mining and hospitality, the researchers said.

Intel has implemented a strict new policy requiring all new projects to demonstrate at least a 50% gross margin to move forward. CEO Lip-Bu Tan explained Intel's new risk-averse policy as "something that we probably should have had before," later clarifying that the number is a figure the company is aspiring toward internally. Tom's Hardware reports: Tan is reportedly "laser focused on the fact that we need to get our gross margins back up above 50%." To accomplish this, Tan is also said to be investigating and potentially cancelling or changing unprofitable deals with other companies. Intel's margins have slipped to new lows for the company in recent months. MacroTrends reports Intel's trailing 12 months gross margin for Q1 2025 was as low as 31.67%. Intel's gross margins had hovered around the 60% mark for the ten years leading up to the COVID-19 pandemic, falling beneath 50% in Q2 2022 and continuing to steadily fall ever since.

Holthaus predicts a "tug-of-war" to ensue within Intel in the coming months as engineers and executives reckon with being forced between a rock and a hard place. "We need to be building products that... fit the right competitive landscape and requirements of our customers, but also have the right cost structure in place. It really requires us to do both." [...] Tan is also quoted as wanting to turn Intel into an "engineering-focused company" again under his leadership. To reach this, Tan has committed to investing in recruiting and retaining top talent; "I believe Intel has lost some of this talent over the years; I want to create a culture of innovation empowerment." Maintaining a culture of empowering innovation and top talent seems, on its face, at odds with layoffs and a lock on projects not projected to gross 50% margins, but Tan seemingly has Intel investors on his side in these pursuits.

An anonymous reader quotes a report from CBC: A consumer organization filed a complaint with the European Commission on Thursday against online fast-fashion retailer Shein over its use of "dark patterns," which are tactics designed to make people buy more on its app and website. Pop-ups urging customers not to leave the app or risk losing promotions, countdown timers that create time pressure to complete a purchase and the infinite scroll on its app are among the methods Shein uses that could be considered "aggressive commercial practices," wrote BEUC, a pan-European consumer group, in a report.

The BEUC also detailed Shein's use of frequent notifications, with one phone receiving 12 notifications from the app in a single day. "For fast fashion you need to have volume, you need to have mass consumption, and these dark patterns are designed to stimulate mass consumption," said Agustin Reyna, director general of BEUC, in an interview. "For us, to be satisfactory they need to get rid of these dark patterns, but the question is whether they will have enough incentive to do so, knowing the potential impact it can have on the volume of purchases." [...]

The BEUC also targeted the online discount platform Temu, a Shein rival, in a previous complaint. Both platforms have surged in popularity in Europe, partly helped by apps that encourage shoppers to engage with games and stand to win discounts and free products. [...] The BEUC noted that dark patterns are widely used by mass-market clothing retailers and called on the consumer protection network to include other retailers in its investigation. It said 25 of its member organizations in 21 countries, including France, Germany and Spain, joined in the grievance filed with the commission and with the European consumer protection network. Temu and Shein have their own issues in the United States. Following the recent closure of the de minimis loophole, use of the two Chinese platforms have slowed significantly. "Temu's U.S. daily active users (DAUs) dropped 52% in May versus March, before Trump's tariffs were announced, while those at rival Shein were down 25%," reports CNBC, citing data from market intelligence firm Sensor Tower.

"The declines were also reflected in both platforms' Apple App Store rankings. Temu averaged a rank of 132 in May 2025, down from an average top 3 ranking a year ago, while Shein averaged a rank of 60 last month versus a top 10 ranking the year prior, the data showed."

Anthropic cut AI coding assistant Windsurf's direct access to its Claude models after media reported that rival OpenAI plans to acquire the startup for $3 billion. Anthropic co-founder Jared Kaplan told TechCrunch that "it would be odd for us to be selling Claude to OpenAI," explaining the decision to cut access to Claude 3.5 Sonnet and Claude 3.7 Sonnet models.

Circle Internet Group surged 168% in its NYSE debut, raising nearly $1.1 billion after pricing its IPO at $31 and opening at $69. "At one point, shares traded as high as $103.75," notes CNBC. From the report: The New York-based company priced its IPO late Wednesday far above this week's expected range of $27 to $28, and an initial range last week of between $24 and $26, valuing the company at some $6.8 billion before trading began. Trading volume by the end of the session was about 46 million, far exceeding the number of freely floating shares available for trading.

Circle joins Coinbase, Mara Holdings and Riot Platforms as one of the few pure-play crypto companies to list in the U.S. This marks the company's second attempt at going public. A prior merger with a special purpose acquisition company collapsed in late 2022 amid regulatory challenges. "To realize our vision, we needed to forge relationships with governments, we needed to work with policymakers ... because if you want this to work for mainstream, it's got to work in mainstream society and you need to have those rules of the road," CEO Jeremy Allaire told CNBC's "Money Movers" on Thursday. "We've been one of the most licensed, regulated, compliant, transparent companies in the entire history of this industry, and that's served us well."

According to 9to5Mac, "Apple is working on supporting the ability to export notes in Markdown from Apple notes, which is something third-party apps have supported for years." Apple enthusiast and co-creator of the Markdown markup language, John Gruber, is not a fan. From a blog post: Some people find this surprising, but I personally don't want to use a Markdown notes app. I created Markdown two decades ago and have used it ever since for one thing and one thing only: writing for the web at Daring Fireball. My original description of what it is still stands: "Markdown is a text-to-HTML conversion tool for web writers." Perhaps an even better description of Markdown is Matthew Butterick's, from the documentation for Pollen: "Markdown is a simplified notation system for HTML."

The other great use case for Markdown is in a context where you either need or just want to be saving to a plain text file or database field. That's not what Apple Notes is or should be. I can see why many technically-minded people want to use Markdown "everywhere." It's quite gratifying that Markdown has not only become so popular, but after 21 years, seemingly continues to grow in popularity, to the point now where there clearly are a lot of people who seemingly enjoy writing in Markdown more than even I do. But I think it would be a huge mistake for Apple to make Apple Notes a "Markdown editor," even as an option. It's trivial to create malformed Markdown syntax; it shouldn't be possible to have a malformed note in Apple Notes. I craft posts for Daring Fireball; I dash off notes in Apple Notes. [...]

But Markdown export from Notes? That sounds awesome. Frankly, perhaps the biggest problem with Apple Notes is that its export functionality is rather crude -- PDF and, of all formats, Pages. Exporting and/or copying the selected text as Markdown would be pretty cool. Very curious to see how they handle images though, if this rumor is true.

An anonymous reader quotes a report from Engadget: Discord co-founder and CTO Stanislav Vishnevskiy wants you to know he thinks a lot about enshittification. With reports of an upcoming IPO and the news of his co-founder, Jason Citron, recently stepping down to hand leadership of the company over to Humam Sakhnini, a former Activision Blizzard executive, many Discord users are rightfully worried the platform is about to become, well, shit. "I understand the anxiety and concern," Vishnevskiy told Engadget in a recent call. "I think the things that people are afraid of are what separate a great, long-term focused company from just any other company." According to Vishnevskiy, the concern that Discord could fail to do right by its users or otherwise lose its way is a topic of regular discussion at the company.

"I'm definitely the one who's constantly bringing up enshittification," he said of Discord's internal meetings. "It's not a bad thing to build a strong business and to monetize a product. That's how we can reinvest and continue to make things better. But we have to be extremely thoughtful about how we do that." The way Vishnevskiy tells it, Discord already had an identity crisis and came out of that moment with a stronger sense of what its product means to people. You may recall the company briefly operated a curated game store. Discord launched the storefront in 2018 only to shut it down less than a year later in 2019. Vishnevskiy describes that as a period of reckoning within Discord.

"We call it embracing the brutal facts internally," he said of the episode. When Vishnevskiy and Citron started Discord, they envisioned a platform that would not just be for chatting with friends, but one that would also serve as a game distribution hub. "We spent a year building that component of our business and then, quite frankly, we quickly knew it wasn't going well." Out of that failure, Discord decided to focus on its Nitro subscription and embrace everyone who was using the app to organize communities outside of gaming. Since its introduction in 2017, the service has evolved to include a few different perks, but at its heart, Nitro has always been a way for Discord users to get more out of the app and support their favorite servers. [...] Vishnevskiy describes Nitro as a "phenomenal business," but the decision to look beyond gaming created a different set of problems. "It wasn't clear exactly who we were building for, because now Discord was a community product for everyone, and that drove a lot of distractions," he said. "Discord is something that is meant to be a durable company that has a meaningful impact on people's lives, not just now but in 10 years as well," Vishnevskiy said. "That's the journey that Humam joined and signed up for too. We are long-term focused. Our investors are long-term focused."

Insect populations are crashing in supposedly protected nature reserves worldwide with climate change emerging as the primary driver of biodiversity loss for the first time in human history. Ecologist Daniel Janzen, who has monitored Costa Rica's Guanacaste conservation area since the 1970s, documented the collapse through light trap photographs that showed 3,000 moth species in 1978 versus virtually none today using identical methods.

Similar declines are occurring globally with flying insects dropping 75% across 63 German reserves in under 30 years, US beetle numbers falling 83% over 45 years, and Puerto Rico experiencing up to 60-fold biomass losses since the 1970s. Recent research published in BioScience found climate change now drives decline in 91% of imperiled US species, narrowly surpassing habitat destruction.

China's southernmost province of Hainan is piloting a programme to grant select corporate users broad access to the global internet, a rare move in a country known for having some of the world's most restrictive online censorship, as the island seeks to transform itself into a global free-trade port. From a report: Employees of companies registered and operating in Hainan can apply for the "Global Connect" mobile service through the Hainan International Data Comprehensive Service Centre (HIDCSC), according to the agency, which is overseen by the state-run Hainan Big Data Development Centre.

The programme allows eligible users to bypass the so-called Great Firewall, which blocks access to many of the world's most-visited websites, such as Google and Wikipedia. Applicants must be on a 5G plan with one of the country's three major state-backed carriers -- China Mobile, China Unicom or China Telecom -- and submit their employer's information, including the company's Unified Social Credit Code, for approval. The process can take up to five months, HIDCSC staff said.

BrianFagioli writes: Google is flexing its engineering muscles today by announcing a record-breaking score on the Speedometer 3 benchmark with its Chrome browser. If you've felt like the web got snappier lately, this could be why.

According to the search giant, Chrome's latest performance improvements translate to real-world time savings. Believe it or not, that could potentially add up to 58 million hours saved annually for users. That's the equivalent of about 83 human lifetimes not wasted waiting for web pages to load!